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Car Insurance and Proposal

Car insurance is a contract concluded with a company to stow away their assets and covers the risks of accident, fire, theft or theft of your car, making up or repairing any damage arising from your car and / or damage with your car or cause other people or things of others.

An insurance proposal is, as it were, a car insurance provisional safe, and has two fundamental characteristics:

  • Is valid for a few days
  • In most cases, only has one coverage, the Compulsory Liability.

Therefore, the proposal is making sure you have a minimum safe to move, ie not fined the Guardia Civil or Police if you order, and to cover damages to third persons if they have an accident. In most cases because there are situations in which a proposal can be insured if other coverage, for example, travel assistance, the driver's insurance, the legal expenses, the voluntary party liability.

To purchase insurance, completes a form called Application Security which request personal information and data of the car.

  • Name
  • Type and number of
  • Date of Birth
  • Address
  • Phone
  • Credit card number or other bank account in case of debit share the same
  • Final consumer or stance on VAT
  • Make the car with all the specifications contained in the green card
  • Model, year of manufacture
  • Chassis Number
  • Number
  • Patent

Learn about different coverage's, must bear in mind that auto insurance is divided into different categories.

Coverage Plan Title Description
Civil responsibility to Third Coverage "A" It covers claims that receive for the damage caused to car to other people or their property to the amount of $ 3,000,000 - This coverage is mandatory and is included in all coverage plans
Total Losses By Fire Theft/ Theft Accident Coverage "B" Liability to $ 3,000,000 - Total Destruction, Total Fire, Theft and / or Theft Total
Third Complete Coverage "C" Liability to $ 3,000,000 - destruction, total or partial fire, theft and / or Total and Partial Theft
All Risk With Franchise Coverage "D" Liability to $ 3,000,000 - Total Destruction, Damage partial exemption, either total or partial fire, theft and / or Total and Partial Theft
No franchise Coverage "E" Liability to $ 3,000,000 - total damage without excess partial damage, total or partial fire, theft and / or Total and Partial Theft